Financing
Options that fit your needs.
-
Synchrony Car Care
- Credit card, usable here and at other auto shops nationwide
- 6 months no interest if paid in full, on purchases $199+
- This is deferred interest: interest accrues from purchase date in the background. Paid off in 6 months = no interest. Not paid off = interest charged back to purchase date. Minimum monthly payment required.
- After 6 months, standard card APR applies to any balance left
- Good for smaller jobs/repairs
- Apply for Synchrony Credit
-
LightStream
- Fixed rate, unsecured loan through Truist, not processed through us
- $5,000–$100,000, terms up to 84 months
- Funds go straight to the customer, not us — they use it like cash
- Fixed rate, no fees, no early payoff penalty
- Same day funding possible
- Good for bigger builds, V8 swaps, suspension packages
- Apply for LightStream Loan
-
Affirm & Afterpay
Flexible payment options available directly at checkout through Affirm and Afterpay
- Split your purchase into smaller payments over time
- Apply and get an eligibility decision during checkout
- Available payment plans vary based on purchase amount and eligibility
- Interest-free options may be available; longer-term plans may include interest
- Payments are made directly to Affirm or Afterpay, not Primal 4x4
- Good for parts, accessories, upgrades, and larger purchases
- Select Affirm or Afterpay at checkout
"Primal 4x4 & Performance is not a lender and does not make credit decisions on either financing option. Synchrony Car Care is issued by Synchrony Bank, subject to credit approval. LightStream is a lending division of Truist Bank, subject to credit approval. Rates, terms, and offers are set by each provider and are subject to change. Confirm current terms directly with Synchrony or LightStream before applying."